3 Main Rules For Buying A House

Buying a house is likely going to be the biggest purchase you will ever make in your life. A wedding and a car are also big life purchases – but none are as big as a house. There is a lot of advice out there about mortgages, home insurance and the steps you should take before you go ahead and buy. Doing your research is so important before you decide which house-buying avenue you’re going to skip down.

There are many ways to buy a house: cash buying outright, developing property and buying a home to rent out and shared ownership are all common options. When you are in a position to buy a plot of land to build property on, you should first seek the advice of property development solicitors so that you can get it right! There is a lot of information and help out there, it just takes some research on your part first. When you make the decision to buy a house, there are three rules that you must consider before you start.

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Rule One: Buy into the neighbourhood, not the house. When you buy a home, you should look past the bricks and mortar and look where they sit. A home isn’t a home if the neighbourhood you buy into isn’t a nice one! Location is very important for the house you buy and if you are buying in a run-down area with a high crime rate, you may not be staying for very long! You can always make home improvements as time goes on, but you can’t improve a neighbourhood without serious work.

Rule Two: Take as much advice as you can. Buying a home is a complex business. You’ll be meeting with a bank and mortgage advisor, solicitors, insurance advisors – the list goes on! Having the best advice in place is extremely important and if you don’t have them, you can run into endless problems. A house is a big enough expense without running into trouble.

Rule Three: Imagine what you would say if you were selling your new home. Okay, so you may have no plans to sell – ever. But when you get close to choosing your house, pretend you’re the one selling it. Is there anything in the house you feel you have to apologise for? Look around your new home and mentally list the problems you can spot that you can fix over time. In the time that you are living in your new house, imagine whether you can actually fix all the things that need fixing.

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Buying a home is a big adventure, whether you’re buying a fixer-upper or a new piece of land to build upon, you’ll be putting a lot of work into your new home. There’s no need to go it alone when you can get so much advice from professionals around you. Choose a house that will be a home you can be proud of, and you can make it everything you dreamed it could be.

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Cascade of Colour is a UK Men’s Lifestyle blog delving in to the world of Male Fashion and Grooming, Food, Music (a lot of this!), Design, Tech and Travel. Want to get in touch? Drop me an email at cascadeofcolour@gmail.com

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